
Employee Benefits + Commercial Risk
Insurance is getting more expensive and increasingly complex. Beacon helps growing businesses build sustainable employee benefit strategies and manage risk through experienced advice, transparent economics and a more personal approach.
Consultative by Design
Advice shaped around your business and priorities.
Built on Transparency
Clear guidance and complete visibility into your program.
Long-term Focus
Strategies built beyond your next renewal.
Personal by Nature
Experienced advisors who stay involved and accessible.
A Different Kind of Advisory Firm
Your insurance strategy should extend beyond your next renewal.
A Message From Our Founder
After nearly three decades in employee benefits and human capital consulting, from building and growing a firm to leading teams at some of the world’s largest insurance organizations; ’ve learned that the best client relationships are built on trust, experience, and accountability.
We founded Beacon Consulting to bring the expertise and resources of a national firm together with the personal attention of a boutique consultancy.
Our goal is simple: understand your business, give you clear and transparent advice, and build a strategy designed for the years ahead, not just your next renewal.
That’s the kind of partnership we believe employers deserve.
Founder & Managing Partner
Michael Gavlick
Our practices
Expertise where it matters most.

Build a benefits strategy not another renewal.
A healthier workforce. A stronger business.
We help employers move beyond the annual renewal cycle with a multi-year strategy designed to manage cost, improve the employee experience and create better long-term outcomes.
Benefits Strategy & Plan Design · Funding & Carrier Strategy · Employee Communication & Experience · Renewal Management & Ongoing Advisory

Focused expertise for complex industries.
Commercial Risk
We intentionally focus our commercial risk practice on a select number of industries where our team brings meaningful experience, market knowledge and carrier relationships.
Industry-Specific Risk Strategy · Property & Casualty Coverage · Contract Review & Risk Management · Claims Support & Loss Control
Employee Benefits
Build a benefits strategy not another renewal.
We help employers balance cost, employee experience and long-term sustainability through an ongoing strategic approach.
Benefits Strategy & Plan Design
Build a multi-year strategy around your workforce, financial objectives and competitive position.
Funding & Risk Strategy
Evaluate fully insured, level-funded, self-funded and alternative funding strategies as appropriate.
Benefits Analytics & Cost Insights
Understand what’s driving spend and identify opportunities to improve performance.
Pharmacy Strategy
Evaluate pharmacy costs, contracts and emerging cost drivers.
Employee Experience & Education
Help employees understand, value and effectively use their benefits.
Technology & Administration
Evaluate benefits administration, HR technology and enrollment processes.
Compliance Support
Help employers navigate the evolving regulatory environment with appropriate specialist resources.
Renewal & Market Strategy
Approach renewal proactively with market intelligence, financial modeling and carrier strategy.

Our philosophy
Transparency is fundamental to a strong partnership. We provide clear visibility into our compensation, carrier relationships, and the economics of your insurance program so you understand how decisions are made, where costs come from, and how our interests align with yours.
Let’s build a stronger tomorrow
Ready for a better way forward?
Start a conversation about your business, your challenges and what a better insurance strategy could look like.
